{"id":7631,"date":"2023-02-25T12:58:08","date_gmt":"2023-02-25T12:58:08","guid":{"rendered":"https:\/\/www.cryptotrading-bg.com\/?page_id=7631"},"modified":"2023-10-15T09:53:56","modified_gmt":"2023-10-15T09:53:56","slug":"defi","status":"publish","type":"page","link":"https:\/\/www.cryptotrading-bg.com\/core\/tr\/defi\/","title":{"rendered":"DeFi Nedir ve Merkezi Olmayan Finans Sistemi Nas\u0131l \u00c7al\u0131\u015f\u0131r?"},"content":{"rendered":"\n<style type=\"text\/css\" data-created_by=\"avia_inline_auto\" id=\"style-css-av-kuy90d8f-236eae9ca0d1609a8a2aa76ad64736f1\">\n#top .av-special-heading.av-kuy90d8f-236eae9ca0d1609a8a2aa76ad64736f1{\npadding-bottom:10px;\n}\nbody .av-special-heading.av-kuy90d8f-236eae9ca0d1609a8a2aa76ad64736f1 .av-special-heading-tag .heading-char{\nfont-size:25px;\n}\n.av-special-heading.av-kuy90d8f-236eae9ca0d1609a8a2aa76ad64736f1 .av-subheading{\nfont-size:15px;\n}\n<\/style>\n<div  class='av-special-heading av-kuy90d8f-236eae9ca0d1609a8a2aa76ad64736f1 av-special-heading-h1  avia-builder-el-0  el_before_av_image  avia-builder-el-first '><h1 class='av-special-heading-tag'  itemprop=\"headline\"  >DeFi Nedir ve Merkezi Olmayan Finans Sistemi Nas\u0131l \u00c7al\u0131\u015f\u0131r?<\/h1><div class=\"special-heading-border\"><div class=\"special-heading-inner-border\"><\/div><\/div><\/div>\n\n<style type=\"text\/css\" data-created_by=\"avia_inline_auto\" id=\"style-css-av-4qjzu7-4f82c3debb84f4e00a33a0b00df00248\">\n.avia-image-container.av-4qjzu7-4f82c3debb84f4e00a33a0b00df00248 .av-image-caption-overlay-center{\ncolor:#ffffff;\n}\n<\/style>\n<div  class='avia-image-container av-4qjzu7-4f82c3debb84f4e00a33a0b00df00248 av-styling- avia-align-center  avia-builder-el-1  el_after_av_heading  el_before_av_textblock '  itemprop=\"image\" itemscope=\"itemscope\" itemtype=\"https:\/\/schema.org\/ImageObject\" ><div class=\"avia-image-container-inner\"><div class=\"avia-image-overlay-wrap\"><img class='wp-image-7213 avia-img-lazy-loading-not-7213 avia_image' src=\"https:\/\/www.cryptotrading-bg.com\/core\/core\/wp-content\/uploads\/Trade-Cryptocurrency.jpg\" alt='Bitcoin ve Ethereum DeFi' title='DeFi Nedir'  height=\"600\" width=\"800\"  itemprop=\"thumbnailUrl\" srcset=\"https:\/\/www.cryptotrading-bg.com\/core\/core\/wp-content\/uploads\/Trade-Cryptocurrency.jpg 800w, https:\/\/www.cryptotrading-bg.com\/core\/core\/wp-content\/uploads\/Trade-Cryptocurrency-768x576.jpg 768w, https:\/\/www.cryptotrading-bg.com\/core\/core\/wp-content\/uploads\/Trade-Cryptocurrency-705x529.jpg 705w\" sizes=\"(max-width: 800px) 100vw, 800px\" \/><\/div><\/div><\/div>\n<section  class='av_textblock_section av-kuy90p9u-2465bc424baa1842458e13ac29ea7bfd'  itemscope=\"itemscope\" itemtype=\"https:\/\/schema.org\/CreativeWork\" ><div class='avia_textblock'  itemprop=\"text\" ><p>DeFi, kripto end\u00fcstrisinde en h\u0131zl\u0131 b\u00fcy\u00fcyen sekt\u00f6rlerden biri olarak kabul edilmektedir ve genellikle finans\u0131n gelece\u011fi olarak g\u00f6r\u00fclmektedir. Blockchain ve kripto para birimleri ile ilgilenen herkes bu terime kesinlikle a\u015fina olmal\u0131d\u0131r.<\/p>\n<\/div><\/section>\n\n<style type=\"text\/css\" data-created_by=\"avia_inline_auto\" id=\"style-css-av-kuy919qt-c8f85ad3646e811b4c22b15d711ddea8\">\n#top .av-special-heading.av-kuy919qt-c8f85ad3646e811b4c22b15d711ddea8{\npadding-bottom:10px;\n}\nbody .av-special-heading.av-kuy919qt-c8f85ad3646e811b4c22b15d711ddea8 .av-special-heading-tag .heading-char{\nfont-size:25px;\n}\n.av-special-heading.av-kuy919qt-c8f85ad3646e811b4c22b15d711ddea8 .av-subheading{\nfont-size:15px;\n}\n<\/style>\n<div  class='av-special-heading av-kuy919qt-c8f85ad3646e811b4c22b15d711ddea8 av-special-heading-h2  avia-builder-el-3  el_after_av_textblock  el_before_av_textblock '><h2 class='av-special-heading-tag'  itemprop=\"headline\"  >DeFi Nedir ve Nas\u0131l \u00c7al\u0131\u015f\u0131r?<\/h2><div class=\"special-heading-border\"><div class=\"special-heading-inner-border\"><\/div><\/div><\/div>\n<section  class='av_textblock_section av-kuy92d32-632a522b0599abf3d4a89344738d3a19'  itemscope=\"itemscope\" itemtype=\"https:\/\/schema.org\/CreativeWork\" ><div class='avia_textblock'  itemprop=\"text\" ><p>DeFi savunucular\u0131, <a href=\"https:\/\/www.cryptotrading-bg.com\/core\/tr\/akilli-sozlesmeler\/\" target=\"_blank\" rel=\"noopener\">ak\u0131ll\u0131 s\u00f6zle\u015fmelerin<\/a> gelecekteki finansal altyap\u0131 i\u00e7in \u00e7er\u00e7eve olu\u015fturaca\u011f\u0131na inan\u0131yor. Temel varsay\u0131m, bildi\u011fimiz \u015fekliyle bankalar\u0131n, brokerlerin ve di\u011fer finansal kurumlar\u0131n modas\u0131n\u0131n eskiyece\u011fidir. Bunlar\u0131n yerini yeni nesil g\u00fcvenilir ve \u015feffaf blockchain tabanl\u0131 hizmetler alacakt\u0131r.<\/p>\n<p>DeFi, Bitcoin&#8217;in yapt\u0131\u011f\u0131 gibi i\u015flemleri merkezden da\u011f\u0131tmak yerine t\u00fcm finans end\u00fcstrisini merkezden uzakla\u015ft\u0131rmay\u0131 hedeflemektedir. Bu, merkezi bir otoriteye ihtiya\u00e7 duymadan karma\u015f\u0131k blockchain transferlerine ve anla\u015fmalar\u0131na izin veren bilgisayar kodu par\u00e7alar\u0131 olan ak\u0131ll\u0131 s\u00f6zle\u015fmelerle sa\u011flanacakt\u0131r.<\/p>\n<p>Merkezi Olmayan Finans veya k\u0131saca DeFi, bankac\u0131l\u0131k sekt\u00f6r\u00fcnde bilinen klasik finansal \u00fcr\u00fcnlerin block chain teknolojisi ile birle\u015fimidir. DeFi, kripto para birimleri ve block chain teknolojisi d\u00fcnyas\u0131nda iyi bilinen finansal ilkeleri sunmaktad\u0131r.<\/p>\n<p>Bu ama\u00e7la, merkezi olmayan finans, krediler, d\u00f6viz, faiz oranlar\u0131 vb. enstr\u00fcmanlar\u0131 kullan\u0131r. Bu alan\u0131n potansiyeli, 2019&#8217;da DeFi projelerinde k\u00fc\u00e7\u00fck bir patlamaya neden olmu\u015ftur ve bu daha sonra yo\u011funla\u015fm\u0131\u015ft\u0131r.<\/p>\n<p>Ancak, t\u00fcm merkezi olmayan finans ayn\u0131 de\u011fildir. En geni\u015f anlam\u0131yla, terim DLT sekt\u00f6r\u00fcndeki t\u00fcm parasal i\u015flemleri kapsar ve a\u00e7\u0131k finans ile e\u015f anlaml\u0131d\u0131r. Daha dar anlamda ise, merkezi olmayan finansman, \u00f6zellikle DeFi, yukar\u0131daki kullan\u0131mlar\u0131 ifade etmektedir.<\/p>\n<\/div><\/section>\n\n<style type=\"text\/css\" data-created_by=\"avia_inline_auto\" id=\"style-css-av-kuy92grk-6eb4daa8e0fd192dd45a315c4f8090e4\">\n#top .av-special-heading.av-kuy92grk-6eb4daa8e0fd192dd45a315c4f8090e4{\npadding-bottom:10px;\n}\nbody .av-special-heading.av-kuy92grk-6eb4daa8e0fd192dd45a315c4f8090e4 .av-special-heading-tag .heading-char{\nfont-size:25px;\n}\n.av-special-heading.av-kuy92grk-6eb4daa8e0fd192dd45a315c4f8090e4 .av-subheading{\nfont-size:15px;\n}\n<\/style>\n<div  class='av-special-heading av-kuy92grk-6eb4daa8e0fd192dd45a315c4f8090e4 av-special-heading-h2  avia-builder-el-5  el_after_av_textblock  el_before_av_image '><h2 class='av-special-heading-tag'  itemprop=\"headline\"  >DeFi ile \u00c7al\u0131\u015fmak \u0130\u00e7in Neye \u0130htiyac\u0131n\u0131z Var?<\/h2><div class=\"special-heading-border\"><div class=\"special-heading-inner-border\"><\/div><\/div><\/div>\n\n<style type=\"text\/css\" data-created_by=\"avia_inline_auto\" id=\"style-css-av-78d67-6f5d6a34c5d5ea0f78d2a0f762db4bea\">\n.avia-image-container.av-78d67-6f5d6a34c5d5ea0f78d2a0f762db4bea .av-image-caption-overlay-center{\ncolor:#ffffff;\n}\n<\/style>\n<div  class='avia-image-container av-78d67-6f5d6a34c5d5ea0f78d2a0f762db4bea av-styling- avia-align-center  avia-builder-el-6  el_after_av_heading  el_before_av_textblock '  itemprop=\"image\" itemscope=\"itemscope\" itemtype=\"https:\/\/schema.org\/ImageObject\" ><div class=\"avia-image-container-inner\"><div class=\"avia-image-overlay-wrap\"><img class='wp-image-7211 avia-img-lazy-loading-not-7211 avia_image' src=\"https:\/\/www.cryptotrading-bg.com\/core\/core\/wp-content\/uploads\/VR-Blockchain-Data.jpg\" alt='Sanal Ger\u00e7eklik DeFi' title='DeFi Nedir'  height=\"600\" width=\"800\"  itemprop=\"thumbnailUrl\" srcset=\"https:\/\/www.cryptotrading-bg.com\/core\/core\/wp-content\/uploads\/VR-Blockchain-Data.jpg 800w, https:\/\/www.cryptotrading-bg.com\/core\/core\/wp-content\/uploads\/VR-Blockchain-Data-768x576.jpg 768w, https:\/\/www.cryptotrading-bg.com\/core\/core\/wp-content\/uploads\/VR-Blockchain-Data-705x529.jpg 705w\" sizes=\"(max-width: 800px) 100vw, 800px\" \/><\/div><\/div><\/div>\n<section  class='av_textblock_section av-kuy92qxj-21d1aae9bdae17ac43492adae55f08b6'  itemscope=\"itemscope\" itemtype=\"https:\/\/schema.org\/CreativeWork\" ><div class='avia_textblock'  itemprop=\"text\" ><p>Adem-i merkeziyet\u00e7ilik derecesine ek olarak, protokollerin a\u00e7\u0131k kaynak olmas\u0131 \u00f6nemlidir. B\u00f6ylece herkes protokole dayal\u0131 olarak kendi finansal hizmetlerini kurma f\u0131rsat\u0131na sahip olur. E\u011fer bir \u015feyi kendiniz programlamay\u0131 planlam\u0131yorsan\u0131z, kullan\u0131c\u0131 olarak \u00f6zel BT bilgisine ihtiyac\u0131n\u0131z yoktur. DeFi i\u00e7in eri\u015fim \u015fart\u0131 yoktur ve herkes kat\u0131labilir.<\/p>\n<p>\u0130nternet eri\u015fimi olan bir cihaz ve c\u00fczdan ile DeFi uygulamalar\u0131na eri\u015febilirsiniz. Bu nedenle, belirte\u00e7lerinizi depolayacak merkezi bir kat\u0131l\u0131mc\u0131 veya m\u00fctevelli yoktur. Tabii ki, ilk etapta bir kripto para birimi sat\u0131n alman\u0131z gerekir. Jetonlar\u0131n\u0131z\u0131 <a href=\"https:\/\/www.cryptotrading-bg.com\/core\/tr\/kripto-borsalari\">kripto borsas\u0131ndan<\/a> DeFi platformuna aktarmak i\u00e7in genellikle MetaMask with Ledger veya <a href=\"https:\/\/www.cryptotrading-bg.com\/core\/tr\/kripto-cuzdani-safepal\">SafePal<\/a> gibi bir c\u00fczdan kullanmal\u0131s\u0131n\u0131z. \u00c7o\u011fu durumda, c\u00fczdan\u0131n\u0131za Ether y\u00fcklersiniz ve ard\u0131ndan jetonlar\u0131n\u0131z\u0131 protokole g\u00f6nderme veya geri \u00e7ekme se\u00e7ene\u011finiz vard\u0131r. B\u00f6ylece sorumluluk hizmet sa\u011flay\u0131c\u0131dan DeFi kullan\u0131c\u0131s\u0131na ge\u00e7er.<\/p>\n<\/div><\/section>\n\n<style type=\"text\/css\" data-created_by=\"avia_inline_auto\" id=\"style-css-av-kuy938wq-850ed9e7bea60160d3040d7f047eb3b0\">\n#top .av-special-heading.av-kuy938wq-850ed9e7bea60160d3040d7f047eb3b0{\npadding-bottom:10px;\n}\nbody .av-special-heading.av-kuy938wq-850ed9e7bea60160d3040d7f047eb3b0 .av-special-heading-tag .heading-char{\nfont-size:25px;\n}\n.av-special-heading.av-kuy938wq-850ed9e7bea60160d3040d7f047eb3b0 .av-subheading{\nfont-size:15px;\n}\n<\/style>\n<div  class='av-special-heading av-kuy938wq-850ed9e7bea60160d3040d7f047eb3b0 av-special-heading-h2  avia-builder-el-8  el_after_av_textblock  el_before_av_textblock '><h2 class='av-special-heading-tag'  itemprop=\"headline\"  >\u00d6nde Gelen DeFi Protokollerinden Baz\u0131lar\u0131 Nelerdir?<\/h2><div class=\"special-heading-border\"><div class=\"special-heading-inner-border\"><\/div><\/div><\/div>\n<section  class='av_textblock_section av-kuy93huv-94f4b2c50ca8cff689d69282cbfbe3ee'  itemscope=\"itemscope\" itemtype=\"https:\/\/schema.org\/CreativeWork\" ><div class='avia_textblock'  itemprop=\"text\" ><p><a href=\"http:\/\/aave.com\/\" target=\"_blank\" rel=\"noopener\">Aave<\/a>, Compound ve Maker ak\u0131ll\u0131 s\u00f6zle\u015fmeleri, milyarlarca dolar\u0131n kilitli oldu\u011fu DeFi kredisi i\u00e7in ana protokollerdir. \u00d6neri basittir: kripto para birimi belirte\u00e7lerini \u00f6d\u00fcn\u00e7 verebilir veya \u00f6d\u00fcn\u00e7 alabilirsiniz. T\u00fcm temel protokoller <a href=\"https:\/\/www.cryptotrading-bg.com\/core\/tr\/ethereum-alinir\/\">Ethereum&#8217;a<\/a> dayanmaktad\u0131r. Bu da herhangi bir ERC20 belirteci verebilece\u011finiz veya \u00f6d\u00fcn\u00e7 alabilece\u011finiz anlam\u0131na gelir. Yukar\u0131da belirtildi\u011fi gibi, hepsi g\u00f6zalt\u0131na al\u0131nmaz, bu da protokol yapanlar\u0131n mallar\u0131n\u0131z \u00fczerinde hi\u00e7bir kontrol\u00fc olmad\u0131\u011f\u0131 anlam\u0131na gelir.<\/p>\n<p>Faiz oranlar\u0131 de\u011fi\u015fir. Bu metni yazarken, Maker&#8217;\u0131n merkezi olmayan paras\u0131n\u0131 DAI&#8217;ye Bile\u015fik olarak %7,45 kar\u015f\u0131l\u0131\u011f\u0131nda \u00f6d\u00fcn\u00e7 verebilir veya %9,23 kar\u015f\u0131l\u0131\u011f\u0131nda \u00f6d\u00fcn\u00e7 alabilirsiniz. Aave&#8217;de bor\u00e7lanma, faiz oran\u0131 %8,69 ve mevduat faiz oran\u0131 %6,46&#8217;d\u0131r. Ancak y\u00fczde puanlar\u0131 her g\u00fcn b\u00fcy\u00fck \u00f6l\u00e7\u00fcde de\u011fi\u015fir ve bu nedenle her zaman o g\u00fcn i\u00e7in ge\u00e7erli olanlar\u0131 kontrol etmek gerekir.<\/p>\n<\/div><\/section>\n\n<style type=\"text\/css\" data-created_by=\"avia_inline_auto\" id=\"style-css-av-kuy93n2r-3835cdab5513b6f76176f92bf8ced83d\">\n#top .av-special-heading.av-kuy93n2r-3835cdab5513b6f76176f92bf8ced83d{\npadding-bottom:10px;\n}\nbody .av-special-heading.av-kuy93n2r-3835cdab5513b6f76176f92bf8ced83d .av-special-heading-tag .heading-char{\nfont-size:25px;\n}\n.av-special-heading.av-kuy93n2r-3835cdab5513b6f76176f92bf8ced83d .av-subheading{\nfont-size:15px;\n}\n<\/style>\n<div  class='av-special-heading av-kuy93n2r-3835cdab5513b6f76176f92bf8ced83d av-special-heading-h2  avia-builder-el-10  el_after_av_textblock  el_before_av_textblock '><h2 class='av-special-heading-tag'  itemprop=\"headline\"  >DeFi Nedir ve Kullan\u0131m Alanlar\u0131 Nelerdir?<\/h2><div class=\"special-heading-border\"><div class=\"special-heading-inner-border\"><\/div><\/div><\/div>\n<section  class='av_textblock_section av-kuy94f73-969617106f4a06a3ee20e80e30fa51eb'  itemscope=\"itemscope\" itemtype=\"https:\/\/schema.org\/CreativeWork\" ><div class='avia_textblock'  itemprop=\"text\" ><h3>Para bankac\u0131l\u0131\u011f\u0131 hizmetleri<\/h3>\n<p>DeFi uygulamalar\u0131 finansal uygulamalar oldu\u011fundan, para bankac\u0131l\u0131\u011f\u0131 hizmetleri onlar i\u00e7in mant\u0131kl\u0131 bir kullan\u0131m durumudur. Bunlar, istikrarl\u0131 madeni para, ipotek ve sigorta vermeyi i\u00e7erebilir.<br \/>\nBlockchain end\u00fcstrisinin geli\u015fmesiyle birlikte, istikrarl\u0131 olan para birimlerinin yarat\u0131lmas\u0131na giderek daha fazla dikkat edilmektedir. Genellikle ger\u00e7ek bir varl\u0131\u011fa (genellikle ABD dolar\u0131) ba\u011fl\u0131 bir t\u00fcr kripto para birimidir. Kripto para fiyatlar\u0131 bazen \u00e7ok h\u0131zl\u0131 de\u011fi\u015febildi\u011finden, merkezi olmayan istikrarl\u0131 olan para birimleri, itibari paraya sat\u0131\u015f yapmadan kripto para birimlerine girmek ve \u00e7\u0131kmak i\u00e7in kripto para birimi gibi davran\u0131r.<\/p>\n<p>B\u00fcy\u00fck \u00f6l\u00e7\u00fcde dahil edilmesi gereken arac\u0131lar\u0131n say\u0131s\u0131 nedeniyle, ipotek i\u00e7in kredi alma s\u00fcreci pahal\u0131 ve zaman al\u0131c\u0131d\u0131r. Ak\u0131ll\u0131 s\u00f6zle\u015fmelerin kullan\u0131m\u0131 ile s\u00f6zle\u015fme imzalama \u00fccretleri ve yasal \u00fccretler \u00f6nemli \u00f6l\u00e7\u00fcde azalt\u0131labilir.<\/p>\n<p>Blockchain sigortas\u0131, arac\u0131lara olan ihtiyac\u0131 ortadan kald\u0131rabilir ve bir\u00e7ok kat\u0131l\u0131mc\u0131 aras\u0131nda risk da\u011f\u0131l\u0131m\u0131na izin verebilir. Bu, ayn\u0131 hizmet kalitesiyle daha d\u00fc\u015f\u00fck primlere yol a\u00e7abilir.<\/p>\n<h3>Bor\u00e7lanma ve bor\u00e7 verme<\/h3>\n<p>A\u00e7\u0131k kredi protokolleri, DeFi ekosistemindeki en pop\u00fcler uygulamalardan biridir. Merkezi olmayan bor\u00e7lanma ve bor\u00e7 verme, geleneksel kredi sistemine g\u00f6re bir\u00e7ok avantaja sahiptir. Bunlar, i\u015flemlerin an\u0131nda \u00e7\u00f6z\u00fclmesini, dijital varl\u0131klar\u0131 g\u00fcvence alt\u0131na alma yetene\u011fini, kredi kontrollerinin eksikli\u011fini ve gelecekte potansiyel standardizasyonu i\u00e7erir.<\/p>\n<p>Bu bor\u00e7 verme hizmetleri, halka a\u00e7\u0131k blockchain zincirleri \u00fczerine kuruldu\u011fundan, gerekli g\u00fcveni en aza indirir ve kriptografik do\u011frulama y\u00f6ntemlerinin g\u00fcvenli\u011fine sahiptir. Blockchain bor\u00e7 verme piyasalar\u0131 riski azalt\u0131r, bor\u00e7lanmay\u0131 ve bor\u00e7 vermeyi daha fazla insan i\u00e7in daha ucuz, daha h\u0131zl\u0131 ve daha eri\u015filebilir hale getirir.<\/p>\n<\/div><\/section>\n\n<style type=\"text\/css\" data-created_by=\"avia_inline_auto\" id=\"style-css-av-kuy94nf4-b2b514cfe8c3f52bac3a44c5ab26dd35\">\n#top .av-special-heading.av-kuy94nf4-b2b514cfe8c3f52bac3a44c5ab26dd35{\npadding-bottom:10px;\n}\nbody .av-special-heading.av-kuy94nf4-b2b514cfe8c3f52bac3a44c5ab26dd35 .av-special-heading-tag .heading-char{\nfont-size:25px;\n}\n.av-special-heading.av-kuy94nf4-b2b514cfe8c3f52bac3a44c5ab26dd35 .av-subheading{\nfont-size:15px;\n}\n<\/style>\n<div  class='av-special-heading av-kuy94nf4-b2b514cfe8c3f52bac3a44c5ab26dd35 av-special-heading-h2  avia-builder-el-12  el_after_av_textblock  el_before_av_textblock '><h2 class='av-special-heading-tag'  itemprop=\"headline\"  >DeFi Hakk\u0131ndaki Sorunlar\u0131n\u0131z \u0130\u00e7in \u00c7\u00f6z\u00fcme Mi \u0130htiyac\u0131n\u0131z Var?<\/h2><div class=\"special-heading-border\"><div class=\"special-heading-inner-border\"><\/div><\/div><\/div>\n<section  class='av_textblock_section av-kuy959xw-60c8b237830343c194b812dc09f09c8d'  itemscope=\"itemscope\" itemtype=\"https:\/\/schema.org\/CreativeWork\" ><div class='avia_textblock'  itemprop=\"text\" ><p>DeFi&#8217;de oldu\u011fu gibi, y\u00fcksek getirisi olan herhangi bir \u00fcr\u00fcnde her zaman bir miktar risk vard\u0131r.<\/p>\n<h3>Yasal ortam<\/h3>\n<p>\u015eimdiye kadar, yasal finansal sistem d\u00fcnyan\u0131n bir\u00e7ok \u00fclkesinde derinden i\u00e7 i\u00e7e ge\u00e7mi\u015f durumdad\u0131r. Sonu\u00e7 olarak, finansal sistemi bu birbirine ba\u011fl\u0131 konfig\u00fcrasyondan \u00e7\u0131karmaya y\u00f6nelik herhangi bir giri\u015fim, bir tak\u0131m yasal zorluklar yaratmal\u0131d\u0131r. B\u00fcy\u00fck \u00f6l\u00e7ekli DeFi da\u011f\u0131t\u0131m\u0131na ula\u015fmak i\u00e7in bunlar\u0131n \u00fcstesinden gelinmesi gerekecek.<\/p>\n<h3>Blockchain aras\u0131nda birlikte \u00e7al\u0131\u015fabilirlik eksikli\u011fi<\/h3>\n<p>\u0130zinlerin gerekli olmad\u0131\u011f\u0131 DeFi uygulamalar\u0131 d\u00fcnyas\u0131nda, devreler aras\u0131nda birlikte \u00e7al\u0131\u015fabilirli\u011fin olmamas\u0131 \u00f6nemli bir engel olabilir. Bu, bir <a href=\"https:\/\/www.cryptotrading-bg.com\/core\/tr\/blockchain\/\">blockchain<\/a> \u00fczerine in\u015fa edilen bir uygulaman\u0131n, \u00f6rne\u011fin Ethereum&#8217;un, Bitcoin gibi ba\u015fka bir block chainin \u00fczerine in\u015fa edilmi\u015f bir uygulama ile kolayca i\u015flem yapamayaca\u011f\u0131 anlam\u0131na gelir. Ancak, buna izin veren baz\u0131 k\u00f6pr\u00fcleme i\u015flemleri ve protokoller zaten var. \u00d6rne\u011fin, Ethereum&#8217;u block chainin d\u0131\u015f\u0131na \u00f6l\u00e7eklendirmeye \u00e7al\u0131\u015fan baz\u0131 2. seviye yan blockchain ve \u00e7\u00f6z\u00fcmler vard\u0131r.<\/p>\n<h3>\u0130\u015flem h\u0131z\u0131<\/h3>\n<p>Ethereum a\u011flar\u0131 saniyede 25 i\u015flem ger\u00e7ekle\u015ftirebilir. Ancak bu rakamlar Visa&#8217;n\u0131n saniyede 24.000 i\u015flemine k\u0131yasla s\u00f6n\u00fck kalmaktad\u0131r. Ancak Ethereum 2.0&#8217;dan sonra Ethereum saniyede 100.000&#8217;e kadar i\u015flem ger\u00e7ekle\u015ftirebilecek. H\u0131z\u0131n \u00fcstesinden gelmek, daha da yayg\u0131n olarak kullan\u0131lmak istiyorsa, DeFi i\u00e7in \u00e7ok \u00f6nemli bir zorluk olacakt\u0131r. Teori ve pratik aras\u0131ndaki bo\u015flu\u011fu doldurmak i\u00e7in DeFi&#8217;nin sezgisel olmayan UX ve sat\u0131n al\u0131nabilirlik, sermaye verimsizlikleri, gizli riskler ve bir dereceye kadar d\u00fczenleme gibi di\u011fer baz\u0131 b\u00fcy\u00fck engellerin \u00fcstesinden gelmesi gerekecek. Kim bilir belki de sekt\u00f6r\u00fcn geli\u015fmesiyle bu sorunlar hafifletilebilir. Ve gelecek vaat eden \u00e7\u00f6z\u00fcmler \u015fimdiden, 2021&#8217;i heyecan verici bir y\u0131la d\u00f6n\u00fc\u015ft\u00fcrmek i\u00e7in yolda.<\/p>\n<\/div><\/section>\n\n<style type=\"text\/css\" data-created_by=\"avia_inline_auto\" id=\"style-css-av-kuy95dma-f289e01daafb7ff8cbd81920d61f10fc\">\n#top .av-special-heading.av-kuy95dma-f289e01daafb7ff8cbd81920d61f10fc{\npadding-bottom:10px;\n}\nbody .av-special-heading.av-kuy95dma-f289e01daafb7ff8cbd81920d61f10fc .av-special-heading-tag .heading-char{\nfont-size:25px;\n}\n.av-special-heading.av-kuy95dma-f289e01daafb7ff8cbd81920d61f10fc .av-subheading{\nfont-size:15px;\n}\n<\/style>\n<div  class='av-special-heading av-kuy95dma-f289e01daafb7ff8cbd81920d61f10fc av-special-heading-h2  avia-builder-el-14  el_after_av_textblock  el_before_av_textblock '><h2 class='av-special-heading-tag'  itemprop=\"headline\"  >Sonu\u00e7 Olarak DeFi Nedir?<\/h2><div class=\"special-heading-border\"><div class=\"special-heading-inner-border\"><\/div><\/div><\/div>\n<section  class='av_textblock_section av-kuy95osf-7808b6f9f8ed2f63e7a2fd9f79bcd058'  itemscope=\"itemscope\" itemtype=\"https:\/\/schema.org\/CreativeWork\" ><div class='avia_textblock'  itemprop=\"text\" ><p>Merkezi olmayan finansal hizmetler (DeFi), \u015f\u00fcphesiz kripto ekonomisinde \u00e7ok g\u00fcncel bir konudur ve ge\u00e7ti\u011fimiz y\u0131l en h\u0131zl\u0131 b\u00fcy\u00fcyen sekt\u00f6rlerden biridir. DeFi etraf\u0131ndaki \u00fcstel b\u00fcy\u00fcme ve genel g\u00fcr\u00fclt\u00fc, bir\u00e7ok yeni kripto yat\u0131r\u0131mc\u0131s\u0131n\u0131 ve kripto geli\u015ftiricisini kendine \u00e7ekti ve geleneksel finansal oyuncular\u0131n ilgisini \u00e7ekti. Ancak yayg\u0131n kullan\u0131ma giden yol hala uzun. DeFi&#8217;nin gelecekteki beklentileri, t\u00fcketiciler i\u00e7in de\u011fer yaratmaya ve eri\u015filebilir ve a\u00e7\u0131k hizmetler vaadini yerine getirmeye ba\u011fl\u0131d\u0131r.<\/p>\n<p>\u015eu anda DeFi, geleneksel finansal piyasalara ve di\u011fer kripto se\u00e7eneklerine k\u0131yasla \u00e7ok rekabet\u00e7i bir getiri sunmaktad\u0131r. \u00d6rne\u011fin, kredilerdeki faiz oranlar\u0131, \u00e7o\u011fu geleneksel bankan\u0131n sundu\u011fu tasarruf faiz oranlar\u0131ndan \u00f6nemli \u00f6l\u00e7\u00fcde y\u00fcksektir. Kripto ekonomisinde, rekabet f\u0131rsatlar\u0131, kripto para birimi kullan\u0131c\u0131lar\u0131n\u0131n d\u00fczenli \u00f6d\u00fcller almalar\u0131n\u0131 sa\u011flayan bahislerden do\u011far.<\/p>\n<p>Ayn\u0131 zamanda, DeFi end\u00fcstrisi hala \u00e7ok yeni ve buna yat\u0131r\u0131m yapmakla ilgili riskleri ta\u015f\u0131maktad\u0131r. DeFi sekt\u00f6r\u00fcndeki \u015fiddetli rekabet, geli\u015ftiricileri yeni hizmetler ve daha kullan\u0131c\u0131 dostu \u00fcr\u00fcnler sunmaya, i\u015flem \u00fccretlerini d\u00fc\u015f\u00fcrmeye (\u00f6rne\u011fin ikinci katman \u00e7\u00f6z\u00fcmler arac\u0131l\u0131\u011f\u0131yla) ve g\u00fcvenli\u011fi art\u0131rmaya zorlayabilir.<\/p>\n<p>DeFi finans\u0131n gelece\u011fi mi? Pek \u00e7ok kripto merakl\u0131s\u0131, merkezi olmayan finans\u0131n gelece\u011fi oldu\u011funa inan\u0131yor. Ancak sonu\u00e7ta bu, d\u00fcnyadaki insanlar taraf\u0131ndan kripto kararlar\u0131, merkezi olmayan finansal hizmetlerin yaratt\u0131\u011f\u0131 katma de\u011fere (daha d\u00fc\u015f\u00fck maliyetler, daha h\u0131zl\u0131 \u00f6deme ve h\u0131zl\u0131 bor\u00e7 verme, inovasyon gibi) ve genel kabul\u00fcne ba\u011fl\u0131 olacakt\u0131r.<\/p>\n<\/div><\/section>\n<div  class='avia-video av-kuy965b7-f33fbbdef27464333141b65ce5932e5f avia-video-16-9 av-no-preview-image avia-video-load-always av-lazyload-immediate av-lazyload-video-embed'  itemprop=\"video\" itemtype=\"https:\/\/schema.org\/VideoObject\"  data-original_url='https:\/\/www.youtube.com\/watch?v=Fn7l_3LEcXs'><script type='text\/html' class='av-video-tmpl'><div class='avia-iframe-wrap'><iframe title=\"What Is DeFi And How Can It Revolutionize Our Financial System? | Defined | Forbes\" width=\"1500\" height=\"844\" src=\"https:\/\/www.youtube.com\/embed\/Fn7l_3LEcXs?feature=oembed&autoplay=0&loop=0&controls=1&mute=0\" frameborder=\"0\" allow=\"accelerometer; autoplay; clipboard-write; encrypted-media; gyroscope; picture-in-picture\" allowfullscreen><\/iframe><\/div><\/script><div class='av-click-to-play-overlay'><div class=\"avia_playpause_icon\"><\/div><\/div><\/div>\n","protected":false},"excerpt":{"rendered":"","protected":false},"author":6,"featured_media":9760,"parent":0,"menu_order":0,"comment_status":"closed","ping_status":"closed","template":"","meta":{"pgc_meta":"","inline_featured_image":false},"categories":[],"tags":[],"pgc_meta":"","_links":{"self":[{"href":"https:\/\/www.cryptotrading-bg.com\/core\/wp-json\/wp\/v2\/pages\/7631"}],"collection":[{"href":"https:\/\/www.cryptotrading-bg.com\/core\/wp-json\/wp\/v2\/pages"}],"about":[{"href":"https:\/\/www.cryptotrading-bg.com\/core\/wp-json\/wp\/v2\/types\/page"}],"author":[{"embeddable":true,"href":"https:\/\/www.cryptotrading-bg.com\/core\/wp-json\/wp\/v2\/users\/6"}],"replies":[{"embeddable":true,"href":"https:\/\/www.cryptotrading-bg.com\/core\/wp-json\/wp\/v2\/comments?post=7631"}],"version-history":[{"count":2,"href":"https:\/\/www.cryptotrading-bg.com\/core\/wp-json\/wp\/v2\/pages\/7631\/revisions"}],"predecessor-version":[{"id":15939,"href":"https:\/\/www.cryptotrading-bg.com\/core\/wp-json\/wp\/v2\/pages\/7631\/revisions\/15939"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/www.cryptotrading-bg.com\/core\/wp-json\/wp\/v2\/media\/9760"}],"wp:attachment":[{"href":"https:\/\/www.cryptotrading-bg.com\/core\/wp-json\/wp\/v2\/media?parent=7631"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/www.cryptotrading-bg.com\/core\/wp-json\/wp\/v2\/categories?post=7631"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/www.cryptotrading-bg.com\/core\/wp-json\/wp\/v2\/tags?post=7631"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}