{"id":15027,"date":"2023-02-25T12:58:08","date_gmt":"2023-02-25T12:58:08","guid":{"rendered":"https:\/\/www.cryptotrading-bg.com\/?page_id=15027"},"modified":"2023-10-15T10:39:18","modified_gmt":"2023-10-15T10:39:18","slug":"defi","status":"publish","type":"page","link":"https:\/\/www.cryptotrading-bg.com\/core\/cs\/znalosti\/defi\/","title":{"rendered":"Co je Defi a jak funguje decentralizovan\u00e9 financov\u00e1n\u00ed?"},"content":{"rendered":"\n<style type=\"text\/css\" data-created_by=\"avia_inline_auto\" id=\"style-css-av-lkft77g3-ceafe66fb38f515782852da7ddce2670\">\n#top .av-special-heading.av-lkft77g3-ceafe66fb38f515782852da7ddce2670{\npadding-bottom:10px;\n}\nbody .av-special-heading.av-lkft77g3-ceafe66fb38f515782852da7ddce2670 .av-special-heading-tag .heading-char{\nfont-size:25px;\n}\n.av-special-heading.av-lkft77g3-ceafe66fb38f515782852da7ddce2670 .av-subheading{\nfont-size:15px;\n}\n<\/style>\n<div  class='av-special-heading av-lkft77g3-ceafe66fb38f515782852da7ddce2670 av-special-heading-h1  avia-builder-el-0  el_before_av_image  avia-builder-el-first '><h1 class='av-special-heading-tag'  itemprop=\"headline\"  >Co je Defi a jak funguje decentralizovan\u00e9 financov\u00e1n\u00ed?<\/h1><div class=\"special-heading-border\"><div class=\"special-heading-inner-border\"><\/div><\/div><\/div>\n\n<style type=\"text\/css\" data-created_by=\"avia_inline_auto\" id=\"style-css-av-3ed051v-b51cd6c991f2ffd37227f2c0c9dc8b2e\">\n.avia-image-container.av-3ed051v-b51cd6c991f2ffd37227f2c0c9dc8b2e .av-image-caption-overlay-center{\ncolor:#ffffff;\n}\n<\/style>\n<div  class='avia-image-container av-3ed051v-b51cd6c991f2ffd37227f2c0c9dc8b2e av-styling- avia-align-center  avia-builder-el-1  el_after_av_heading  el_before_av_textblock '  itemprop=\"image\" itemscope=\"itemscope\" itemtype=\"https:\/\/schema.org\/ImageObject\" ><div class=\"avia-image-container-inner\"><div class=\"avia-image-overlay-wrap\"><img class='wp-image-7213 avia-img-lazy-loading-not-7213 avia_image' src=\"https:\/\/www.cryptotrading-bg.com\/core\/core\/wp-content\/uploads\/Trade-Cryptocurrency.jpg\" alt='\u0447\u043e\u0432\u0435\u043a \u0441 \u043a\u043e\u043c\u043f\u044e\u0442\u044a\u0440 \u0443\u043f\u0440\u0430\u0432\u043b\u044f\u0432\u0430 \u0435\u0442\u0435\u0440\u0438\u0443\u043c \u0438 \u0431\u0438\u0442\u043a\u043e\u0439\u043d \u0447\u0440\u0435\u0437 DeFi' title='Trade-Cryptocurrency'  height=\"600\" width=\"800\"  itemprop=\"thumbnailUrl\" srcset=\"https:\/\/www.cryptotrading-bg.com\/core\/core\/wp-content\/uploads\/Trade-Cryptocurrency.jpg 800w, https:\/\/www.cryptotrading-bg.com\/core\/core\/wp-content\/uploads\/Trade-Cryptocurrency-768x576.jpg 768w, https:\/\/www.cryptotrading-bg.com\/core\/core\/wp-content\/uploads\/Trade-Cryptocurrency-705x529.jpg 705w\" sizes=\"(max-width: 800px) 100vw, 800px\" \/><\/div><\/div><\/div>\n<section  class='av_textblock_section av-lkft7hzd-96316cb0cfc0756ea15936dc85d62a69'  itemscope=\"itemscope\" itemtype=\"https:\/\/schema.org\/CreativeWork\" ><div class='avia_textblock'  itemprop=\"text\" ><p>DeFi je pova\u017eov\u00e1n za jeden z nejrychleji rostouc\u00edch sektor\u016f v kryptografick\u00e9m pr\u016fmyslu a \u010dasto je pova\u017eov\u00e1n za budoucnost financ\u00ed. Ka\u017ed\u00fd, kdo se zaj\u00edm\u00e1 o blockchain a kryptom\u011bny, by se m\u011bl s t\u00edmto pojmem rozhodn\u011b sezn\u00e1mit.<\/p>\n<\/div><\/section>\n\n<style type=\"text\/css\" data-created_by=\"avia_inline_auto\" id=\"style-css-av-lkft7mo1-3a6aeee5d25b70a939ec474d8b6683db\">\n#top .av-special-heading.av-lkft7mo1-3a6aeee5d25b70a939ec474d8b6683db{\npadding-bottom:10px;\n}\nbody .av-special-heading.av-lkft7mo1-3a6aeee5d25b70a939ec474d8b6683db .av-special-heading-tag .heading-char{\nfont-size:25px;\n}\n.av-special-heading.av-lkft7mo1-3a6aeee5d25b70a939ec474d8b6683db .av-subheading{\nfont-size:15px;\n}\n<\/style>\n<div  class='av-special-heading av-lkft7mo1-3a6aeee5d25b70a939ec474d8b6683db av-special-heading-h2  avia-builder-el-3  el_after_av_textblock  el_before_av_textblock '><h2 class='av-special-heading-tag'  itemprop=\"headline\"  >Co je DeFi a jak funguje?<\/h2><div class=\"special-heading-border\"><div class=\"special-heading-inner-border\"><\/div><\/div><\/div>\n<section  class='av_textblock_section av-lkfta983-9151dbe08381d3b4a55624ee30bb463b'  itemscope=\"itemscope\" itemtype=\"https:\/\/schema.org\/CreativeWork\" ><div class='avia_textblock'  itemprop=\"text\" ><p>Zast\u00e1nci DeFi v\u011b\u0159\u00ed, \u017ee inteligentn\u00ed smlouvy budou tvo\u0159it r\u00e1mec budouc\u00ed finan\u010dn\u00ed infrastruktury. Z\u00e1kladn\u00edm p\u0159edpokladem je, \u017ee banky, makl\u00e9\u0159i a dal\u0161\u00ed finan\u010dn\u00ed instituce, jak je zn\u00e1me, budou zastaral\u00e9. Nahrad\u00ed je nov\u00e1 generace spolehliv\u00fdch a transparentn\u00edch slu\u017eeb zalo\u017een\u00fdch na blockchainu.<\/p>\n<p>Nam\u00edsto pouh\u00e9 decentralizace transakc\u00ed &#8211; jako je tomu u Bitcoinu &#8211; je c\u00edlem DeFi decentralizovat cel\u00e9 finan\u010dn\u00ed odv\u011btv\u00ed. Toho bude dosa\u017eeno prost\u0159ednictv\u00edm <a href=\"https:\/\/www.cryptotrading-bg.com\/core\/cs\/znalosti\/chytre-smlouvy\/\">chytr\u00fdch smluv<\/a>, co\u017e jsou \u010d\u00e1sti po\u010d\u00edta\u010dov\u00e9ho k\u00f3du, kter\u00e9 umo\u017e\u0148uj\u00ed slo\u017eit\u00e9 p\u0159evody a dohody v blockchainu bez pot\u0159eby centr\u00e1ln\u00ed autority.<\/p>\n<p>Decentralizovan\u00e9 finance, zkr\u00e1cen\u011b DeFi, jsou kombinac\u00ed klasick\u00fdch finan\u010dn\u00edch produkt\u016f zn\u00e1m\u00fdch z bankovn\u00edho sektoru s technologi\u00ed blockchain. DeFi p\u0159in\u00e1\u0161\u00ed zn\u00e1m\u00e9 finan\u010dn\u00ed principy do sv\u011bta kryptom\u011bn a technologie blockchain.<\/p>\n<p>K tomuto \u00fa\u010delu decentralizovan\u00e9 finance vyu\u017e\u00edvaj\u00ed n\u00e1stroje, jako jsou p\u016fj\u010dky, sm\u011bny m\u011bn, \u00farokov\u00e9 sazby atd. Potenci\u00e1l tohoto sm\u011bru vedl v roce 2019 k mal\u00e9mu boomu projekt\u016f DeFi, kter\u00fd pozd\u011bji je\u0161t\u011b zes\u00edlil.<\/p>\n<p>Ne v\u0161echny decentralizovan\u00e9 finance jsou v\u0161ak stejn\u00e9. V nej\u0161ir\u0161\u00edm slova smyslu tento pojem zahrnuje v\u0161echny pen\u011b\u017en\u00ed transakce v sektoru DLT a je sp\u00ed\u0161e synonymem pro otev\u0159en\u00e9 finance. V u\u017e\u0161\u00edm smyslu se decentralizovan\u00e9 finance, a zejm\u00e9na DeFi, vztahuj\u00ed k v\u00fd\u0161e uveden\u00fdm p\u0159\u00edpad\u016fm pou\u017eit\u00ed.<\/p>\n<\/div><\/section>\n\n<style type=\"text\/css\" data-created_by=\"avia_inline_auto\" id=\"style-css-av-lkftag0r-d3d717961bb6c88847f4a4c04d02fb8e\">\n#top .av-special-heading.av-lkftag0r-d3d717961bb6c88847f4a4c04d02fb8e{\npadding-bottom:10px;\n}\nbody .av-special-heading.av-lkftag0r-d3d717961bb6c88847f4a4c04d02fb8e .av-special-heading-tag .heading-char{\nfont-size:25px;\n}\n.av-special-heading.av-lkftag0r-d3d717961bb6c88847f4a4c04d02fb8e .av-subheading{\nfont-size:15px;\n}\n<\/style>\n<div  class='av-special-heading av-lkftag0r-d3d717961bb6c88847f4a4c04d02fb8e av-special-heading-h2  avia-builder-el-5  el_after_av_textblock  el_before_av_image '><h2 class='av-special-heading-tag'  itemprop=\"headline\"  >Co pot\u0159ebujete k pr\u00e1ci s DeFi?<\/h2><div class=\"special-heading-border\"><div class=\"special-heading-inner-border\"><\/div><\/div><\/div>\n\n<style type=\"text\/css\" data-created_by=\"avia_inline_auto\" id=\"style-css-av-30md7o3-7314112e38593f58597d2c6373d06d5b\">\n.avia-image-container.av-30md7o3-7314112e38593f58597d2c6373d06d5b .av-image-caption-overlay-center{\ncolor:#ffffff;\n}\n<\/style>\n<div  class='avia-image-container av-30md7o3-7314112e38593f58597d2c6373d06d5b av-styling- avia-align-center  avia-builder-el-6  el_after_av_heading  el_before_av_textblock '  itemprop=\"image\" itemscope=\"itemscope\" itemtype=\"https:\/\/schema.org\/ImageObject\" ><div class=\"avia-image-container-inner\"><div class=\"avia-image-overlay-wrap\"><img class='wp-image-7211 avia-img-lazy-loading-not-7211 avia_image' src=\"https:\/\/www.cryptotrading-bg.com\/core\/core\/wp-content\/uploads\/VR-Blockchain-Data.jpg\" alt='defi' title='VR-Blockchain-Data'  height=\"600\" width=\"800\"  itemprop=\"thumbnailUrl\" srcset=\"https:\/\/www.cryptotrading-bg.com\/core\/core\/wp-content\/uploads\/VR-Blockchain-Data.jpg 800w, https:\/\/www.cryptotrading-bg.com\/core\/core\/wp-content\/uploads\/VR-Blockchain-Data-768x576.jpg 768w, https:\/\/www.cryptotrading-bg.com\/core\/core\/wp-content\/uploads\/VR-Blockchain-Data-705x529.jpg 705w\" sizes=\"(max-width: 800px) 100vw, 800px\" \/><\/div><\/div><\/div>\n<section  class='av_textblock_section av-lkftbn4x-8b54bd887686cfe8d2267f30d3ca89f5'  itemscope=\"itemscope\" itemtype=\"https:\/\/schema.org\/CreativeWork\" ><div class='avia_textblock'  itemprop=\"text\" ><p>Krom\u011b m\u00edry decentralizace je d\u016fle\u017eit\u00e9, aby protokoly byly otev\u0159en\u00e9. Ka\u017ed\u00fd tak m\u00e1 mo\u017enost vytv\u00e1\u0159et vlastn\u00ed finan\u010dn\u00ed slu\u017eby zalo\u017een\u00e9 na dan\u00e9m protokolu. Pokud nem\u00e1te v pl\u00e1nu sami n\u011bco programovat, nepot\u0159ebujete jako u\u017eivatel speci\u00e1ln\u00ed znalosti IT. Pro DeFi nejsou stanoveny \u017e\u00e1dn\u00e9 p\u0159\u00edstupov\u00e9 po\u017eadavky, p\u0159ipojit se m\u016f\u017ee kdokoli.<\/p>\n<p>P\u0159\u00edstup k aplikac\u00edm DeFi z\u00edsk\u00e1te pomoc\u00ed za\u0159\u00edzen\u00ed s p\u0159ipojen\u00edm k internetu a pen\u011b\u017eenky. Neexistuje tedy \u017e\u00e1dn\u00fd centr\u00e1ln\u00ed \u00fa\u010dastn\u00edk nebo spr\u00e1vce, kter\u00fd by va\u0161e tokeny uchov\u00e1val. Samoz\u0159ejm\u011b v prvn\u00ed \u0159ad\u011b mus\u00edte kryptom\u011bnu koupit. K p\u0159evodu token\u016f z <a href=\"https:\/\/www.cryptotrading-bg.com\/core\/cs\/kryptoburzy\/\">kryptoburzy<\/a> na platformu DeFi \u010dasto pou\u017e\u00edv\u00e1te pen\u011b\u017eenku, nap\u0159\u00edklad MetaMask s <a href=\"https:\/\/www.cryptotrading-bg.com\/core\/cs\/kryptopenezenky\/ledger-nano\/\">Ledgerem<\/a> nebo <a href=\"https:\/\/www.cryptotrading-bg.com\/core\/cs\/kryptopenezenky\/safepal\/\">SafePal<\/a>. Ve v\u011bt\u0161in\u011b p\u0159\u00edpad\u016f do pen\u011b\u017eenky nahrajete ethery a pak m\u00e1te mo\u017enost tokeny poslat do protokolu nebo je vybrat. T\u00edm se odpov\u011bdnost p\u0159esouv\u00e1 z poskytovatele slu\u017eby na u\u017eivatele DeFi.<\/p>\n<\/div><\/section>\n\n<style type=\"text\/css\" data-created_by=\"avia_inline_auto\" id=\"style-css-av-lkfveldf-d5dc541e0ca84cb9ccd9c7855ef3a922\">\n#top .av-special-heading.av-lkfveldf-d5dc541e0ca84cb9ccd9c7855ef3a922{\npadding-bottom:10px;\n}\nbody .av-special-heading.av-lkfveldf-d5dc541e0ca84cb9ccd9c7855ef3a922 .av-special-heading-tag .heading-char{\nfont-size:25px;\n}\n.av-special-heading.av-lkfveldf-d5dc541e0ca84cb9ccd9c7855ef3a922 .av-subheading{\nfont-size:15px;\n}\n<\/style>\n<div  class='av-special-heading av-lkfveldf-d5dc541e0ca84cb9ccd9c7855ef3a922 av-special-heading-h2  avia-builder-el-8  el_after_av_textblock  el_before_av_textblock '><h2 class='av-special-heading-tag'  itemprop=\"headline\"  >Jak\u00e9 jsou n\u011bkter\u00e9 z hlavn\u00edch protokol\u016f DeFi?<\/h2><div class=\"special-heading-border\"><div class=\"special-heading-inner-border\"><\/div><\/div><\/div>\n<section  class='av_textblock_section av-lkfvcgeg-b51cbec6eda5f29f853a686b2b4d2ef1'  itemscope=\"itemscope\" itemtype=\"https:\/\/schema.org\/CreativeWork\" ><div class='avia_textblock'  itemprop=\"text\" ><p>Aave, Compound a Maker jsou hlavn\u00ed protokoly pro p\u016fj\u010dky DeFi s miliardami dolar\u016f uzam\u010den\u00fdmi v chytr\u00fdch smlouv\u00e1ch. P\u0159edpoklad je jednoduch\u00fd: kryptom\u011bnov\u00e9 tokeny m\u016f\u017eete p\u016fj\u010dovat nebo si je p\u016fj\u010dovat. V\u0161echny hlavn\u00ed protokoly jsou zalo\u017eeny na <a href=\"https:\/\/www.cryptotrading-bg.com\/core\/cs\/investovani\/ethereum\/\">Ethereum<\/a>, co\u017e znamen\u00e1, \u017ee si m\u016f\u017eete p\u016fj\u010dit nebo vyp\u016fj\u010dit jak\u00fdkoli token ERC20. Jak bylo zm\u00edn\u011bno v\u00fd\u0161e, v\u0161echny jsou bez z\u00e1stavn\u00edho pr\u00e1va, co\u017e znamen\u00e1, \u017ee tv\u016frci protokolu nemaj\u00ed nad va\u0161\u00edm majetkem \u017e\u00e1dnou kontrolu.<\/p>\n<p>Aave, Compound a Maker jsou hlavn\u00ed protokoly pro p\u016fj\u010dky DeFi s miliardami dolar\u016f uzam\u010den\u00fdmi v chytr\u00fdch smlouv\u00e1ch. P\u0159edpoklad je jednoduch\u00fd: kryptom\u011bnov\u00e9 tokeny m\u016f\u017eete p\u016fj\u010dovat nebo si je p\u016fj\u010dovat. V\u0161echny hlavn\u00ed protokoly jsou zalo\u017eeny na Ethereum, co\u017e znamen\u00e1, \u017ee si m\u016f\u017eete p\u016fj\u010dit nebo vyp\u016fj\u010dit jak\u00fdkoli token ERC20. Jak bylo zm\u00edn\u011bno v\u00fd\u0161e, v\u0161echny jsou bez z\u00e1stavn\u00edho pr\u00e1va, co\u017e znamen\u00e1, \u017ee tv\u016frci protokolu nemaj\u00ed nad va\u0161\u00edm majetkem \u017e\u00e1dnou kontrolu.<\/p>\n<p>\u00darokov\u00e9 sazby se li\u0161\u00ed. V dob\u011b psan\u00ed tohoto \u010dl\u00e1nku si m\u016f\u017eete decentralizovan\u00fd stablecoin DAI od spole\u010dnosti Maker p\u016fj\u010dit za 7,45 % u spole\u010dnosti Compound nebo si ho p\u016fj\u010dit za 9,23 %. U spole\u010dnosti Aave je sazba pro v\u00fdp\u016fj\u010dku 8,69 % a pro vklad 6,46 %. Procentn\u00ed body se v\u0161ak den ode dne zna\u010dn\u011b li\u0161\u00ed, proto si v\u017edy ov\u011b\u0159te ty aktu\u00e1ln\u00ed pro dan\u00fd den.<\/p>\n<\/div><\/section>\n\n<style type=\"text\/css\" data-created_by=\"avia_inline_auto\" id=\"style-css-av-lkfvf059-22b59dc389dc8a19f190700dcf907d55\">\n#top .av-special-heading.av-lkfvf059-22b59dc389dc8a19f190700dcf907d55{\npadding-bottom:10px;\n}\nbody .av-special-heading.av-lkfvf059-22b59dc389dc8a19f190700dcf907d55 .av-special-heading-tag .heading-char{\nfont-size:25px;\n}\n.av-special-heading.av-lkfvf059-22b59dc389dc8a19f190700dcf907d55 .av-subheading{\nfont-size:15px;\n}\n<\/style>\n<div  class='av-special-heading av-lkfvf059-22b59dc389dc8a19f190700dcf907d55 av-special-heading-h2  avia-builder-el-10  el_after_av_textblock  el_before_av_textblock '><h2 class='av-special-heading-tag'  itemprop=\"headline\"  >Jak\u00e9 jsou p\u0159\u00edpady pou\u017eit\u00ed DeFi?<\/h2><div class=\"special-heading-border\"><div class=\"special-heading-inner-border\"><\/div><\/div><\/div>\n<section  class='av_textblock_section av-lkfvgd5e-3e4004cfd7a9dd57852326cb19e35157'  itemscope=\"itemscope\" itemtype=\"https:\/\/schema.org\/CreativeWork\" ><div class='avia_textblock'  itemprop=\"text\" ><h3>Bankovn\u00ed slu\u017eby v hotovosti<\/h3>\n<p>Vzhledem k tomu, \u017ee aplikace DeFi jsou finan\u010dn\u00ed aplikace, jsou pro n\u011b logick\u00fdm p\u0159\u00edpadem pou\u017eit\u00ed bankovn\u00ed slu\u017eby. Ty mohou zahrnovat vyd\u00e1v\u00e1n\u00ed bankovek, hypot\u00e9ky a poji\u0161t\u011bn\u00ed.<br \/>\nS t\u00edm, jak blockchainov\u00fd pr\u016fmysl dozr\u00e1v\u00e1, je st\u00e1le v\u00edce pozornosti v\u011bnov\u00e1no vytv\u00e1\u0159en\u00ed stabiln\u00edch minc\u00ed. Jedn\u00e1 se o druh kryptoaktiv, kter\u00e1 jsou obvykle v\u00e1z\u00e1na na re\u00e1ln\u00e9 aktivum (nej\u010dast\u011bji americk\u00fd dolar). Proto\u017ee se ceny kryptom\u011bn mohou n\u011bkdy velmi rychle m\u011bnit, funguj\u00ed decentralizovan\u00e9 stablecoiny jako krypto-dolary pro vstupy a v\u00fdstupy <a href=\"https:\/\/www.cryptotrading-bg.com\/core\/%d1%86%d0%b5%d0%bd%d0%b8%d1%82%d0%b5-%d0%bd%d0%b0%d0%b9-%d0%bd%d0%b0%d0%ba%d1%80%d0%b0%d1%8f-%d1%82%d1%80%d1%8a%d0%b3%d0%bd%d0%b0%d1%85%d0%b0-%d0%bd%d0%b0%d0%b3%d0%be%d1%80%d0%b5\/\">z kryptom\u011bn<\/a>, ani\u017e by se skute\u010dn\u011b prod\u00e1valy na fiat pen\u00edze.<\/p>\n<p>Proces z\u00edsk\u00e1n\u00ed hypote\u010dn\u00edho \u00fav\u011bru je drah\u00fd a \u010dasov\u011b n\u00e1ro\u010dn\u00fd, a to zejm\u00e9na kv\u016fli mno\u017estv\u00ed zprost\u0159edkovatel\u016f, kte\u0159\u00ed se na n\u011bm mus\u00ed pod\u00edlet. Pomoc\u00ed inteligentn\u00edch smluv lze v\u00fdrazn\u011b sn\u00ed\u017eit poplatky za podpis smlouvy a pr\u00e1vn\u00ed poplatky.<\/p>\n<p>Blockchainov\u00e9 poji\u0161t\u011bn\u00ed m\u016f\u017ee eliminovat pot\u0159ebu zprost\u0159edkovatel\u016f a umo\u017enit rozlo\u017een\u00ed rizika mezi mnoho \u00fa\u010dastn\u00edk\u016f. To by mohlo v\u00e9st ke sn\u00ed\u017een\u00ed pojistn\u00e9ho p\u0159i stejn\u00e9 kvalit\u011b slu\u017eeb.<\/p>\n<h3>V\u00fdp\u016fj\u010dky a p\u016fj\u010dky<\/h3>\n<p>Otev\u0159en\u00e9 \u00fav\u011brov\u00e9 protokoly jsou jednou z nejobl\u00edben\u011bj\u0161\u00edch aplikac\u00ed z ekosyst\u00e9mu DeFi. Decentralizovan\u00e9 p\u016fj\u010dky a \u00fav\u011bry maj\u00ed oproti tradi\u010dn\u00edmu syst\u00e9mu p\u016fj\u010dek mnoho v\u00fdhod. Pat\u0159\u00ed mezi n\u011b okam\u017eit\u00e9 vypo\u0159\u00e1d\u00e1n\u00ed transakc\u00ed, mo\u017enost zaji\u0161t\u011bn\u00ed digit\u00e1ln\u00edch aktiv, \u017e\u00e1dn\u00e9 kontroly \u00fav\u011bruschopnosti a potenci\u00e1ln\u00ed standardizace v budoucnu.<\/p>\n<p>Proto\u017ee jsou tyto v\u00fdp\u016fj\u010dn\u00ed slu\u017eby postaveny na ve\u0159ejn\u00fdch blockchainech, minimalizuj\u00ed pot\u0159ebu d\u016fv\u011bry a maj\u00ed bezpe\u010dnost kryptografick\u00fdch metod ov\u011b\u0159ov\u00e1n\u00ed. Trhy s p\u016fj\u010dkami na blockchainech sni\u017euj\u00ed riziko, zlev\u0148uj\u00ed, zrychluj\u00ed a zp\u0159\u00edstup\u0148uj\u00ed p\u016fj\u010dky a \u00fav\u011bry v\u011bt\u0161\u00edmu po\u010dtu lid\u00ed.<\/p>\n<\/div><\/section>\n\n<style type=\"text\/css\" data-created_by=\"avia_inline_auto\" id=\"style-css-av-2guas5v-e3b5559fe95bbd739165a8390f2e90f5\">\n#top .av-special-heading.av-2guas5v-e3b5559fe95bbd739165a8390f2e90f5{\npadding-bottom:10px;\n}\nbody .av-special-heading.av-2guas5v-e3b5559fe95bbd739165a8390f2e90f5 .av-special-heading-tag .heading-char{\nfont-size:25px;\n}\n.av-special-heading.av-2guas5v-e3b5559fe95bbd739165a8390f2e90f5 .av-subheading{\nfont-size:15px;\n}\n<\/style>\n<div  class='av-special-heading av-2guas5v-e3b5559fe95bbd739165a8390f2e90f5 av-special-heading-h2  avia-builder-el-12  el_after_av_textblock  el_before_av_textblock '><h2 class='av-special-heading-tag'  itemprop=\"headline\"  >Pot\u0159ebujete \u0159e\u0161en\u00ed probl\u00e9m\u016f, kter\u00fdm \u010del\u00ed DeFi?<\/h2><div class=\"special-heading-border\"><div class=\"special-heading-inner-border\"><\/div><\/div><\/div>\n<section  class='av_textblock_section av-22mxkoj-8de34e1fecda721ad2b67b9c00f40862'  itemscope=\"itemscope\" itemtype=\"https:\/\/schema.org\/CreativeWork\" ><div class='avia_textblock'  itemprop=\"text\" ><p>S ka\u017ed\u00fdm produktem s vysokou n\u00e1vratnost\u00ed je v\u017edy spojeno ur\u010dit\u00e9 riziko, a tak je tomu i v p\u0159\u00edpad\u011b DeFi.<\/p>\n<h3>Pr\u00e1vn\u00ed prost\u0159ed\u00ed<\/h3>\n<p>A\u017e dosud byl pr\u00e1vn\u00ed finan\u010dn\u00ed syst\u00e9m v mnoha zem\u00edch sv\u011bta hluboce prov\u00e1z\u00e1n. Jak\u00fdkoli pokus o vy\u010dlen\u011bn\u00ed finan\u010dn\u00edho syst\u00e9mu z tohoto propojen\u00e9ho uspo\u0159\u00e1d\u00e1n\u00ed by proto m\u011bl p\u0159edstavovat \u0159adu pr\u00e1vn\u00edch probl\u00e9m\u016f. Ty bude t\u0159eba p\u0159ekonat, aby bylo mo\u017en\u00e9 dos\u00e1hnout rozs\u00e1hl\u00e9 implementace DeFi.<\/p>\n<h3>Nedostate\u010dn\u00e1 interoperabilita mezi blockchainy<\/h3>\n<p>Ve sv\u011bt\u011b aplikac\u00ed DeFi, kde nejsou vy\u017eadov\u00e1na opr\u00e1vn\u011bn\u00ed, m\u016f\u017ee b\u00fdt v\u00fdznamnou p\u0159ek\u00e1\u017ekou nedostate\u010dn\u00e1 interoperabilita mezi obvody. To znamen\u00e1, \u017ee aplikace postaven\u00e1 na <a href=\"https:\/\/www.cryptotrading-bg.com\/core\/cs\/znalosti\/co-je-blockchain\/\">jednom blockchainu<\/a>, nap\u0159\u00edklad Ethereum, by nemohla snadno prov\u00e1d\u011bt transakce s aplikac\u00ed postavenou na jin\u00e9m blockchainu, nap\u0159\u00edklad Bitcoin. Existuj\u00ed v\u0161ak ji\u017e n\u011bkter\u00e9 p\u0159eklenovac\u00ed \u0159et\u011bzce a protokoly, kter\u00e9 to umo\u017e\u0148uj\u00ed. Existuj\u00ed nap\u0159\u00edklad n\u011bkter\u00e9 vedlej\u0161\u00ed \u0159et\u011bzce a \u0159e\u0161en\u00ed druh\u00e9 \u00farovn\u011b, kter\u00e9 se sna\u017e\u00ed \u0161k\u00e1lovat Ethereum mimo \u0159et\u011bzec.<\/p>\n<h3>Rychlost transakc\u00ed<\/h3>\n<p>S\u00edt\u011b Etherea mohou zpracovat 25 transakc\u00ed za sekundu, ale tato \u010d\u00edsla blednou ve srovn\u00e1n\u00ed s 24 000 transakcemi za sekundu u Visa. Po vyd\u00e1n\u00ed verze Ethereum 2.0 v\u0161ak bude Ethereum schopno zpracovat a\u017e 100 000 transakc\u00ed za sekundu. P\u0159ekon\u00e1n\u00ed rychlosti bude pro DeFi z\u00e1sadn\u00ed v\u00fdzvou, pokud chce z\u00edskat je\u0161t\u011b \u0161ir\u0161\u00ed vyu\u017eit\u00ed. K p\u0159eklenut\u00ed propasti mezi teori\u00ed a prax\u00ed bude muset DeFi p\u0159ekonat n\u011bkter\u00e9 dal\u0161\u00ed v\u00fdznamn\u00e9 p\u0159ek\u00e1\u017eky, jako je neintuitivn\u00ed UX a p\u0159\u00edstupnost, kapit\u00e1lov\u00e1 neefektivita, skryt\u00e1 rizika a do jist\u00e9 m\u00edry i regulace. Kdo v\u00ed, t\u0159eba se tyto probl\u00e9my poda\u0159\u00ed s rozvojem odv\u011btv\u00ed zm\u00edrnit. A slibn\u00e1 \u0159e\u0161en\u00ed jsou ji\u017e nyn\u00ed p\u0159ipravena na to, \u017ee rok 2021 bude vzru\u0161uj\u00edc\u00ed.<\/p>\n<\/div><\/section>\n\n<style type=\"text\/css\" data-created_by=\"avia_inline_auto\" id=\"style-css-av-1jnz8nn-9435b1ab0b8655fe391b88bfc69b8e41\">\n#top .av-special-heading.av-1jnz8nn-9435b1ab0b8655fe391b88bfc69b8e41{\npadding-bottom:10px;\n}\nbody .av-special-heading.av-1jnz8nn-9435b1ab0b8655fe391b88bfc69b8e41 .av-special-heading-tag .heading-char{\nfont-size:25px;\n}\n.av-special-heading.av-1jnz8nn-9435b1ab0b8655fe391b88bfc69b8e41 .av-subheading{\nfont-size:15px;\n}\n<\/style>\n<div  class='av-special-heading av-1jnz8nn-9435b1ab0b8655fe391b88bfc69b8e41 av-special-heading-h2  avia-builder-el-14  el_after_av_textblock  el_before_av_textblock '><h2 class='av-special-heading-tag'  itemprop=\"headline\"  >Co je DeFi: z\u00e1v\u011br<\/h2><div class=\"special-heading-border\"><div class=\"special-heading-inner-border\"><\/div><\/div><\/div>\n<section  class='av_textblock_section av-12tne6r-d9403a12e3c6132e21206a996aea0100'  itemscope=\"itemscope\" itemtype=\"https:\/\/schema.org\/CreativeWork\" ><div class='avia_textblock'  itemprop=\"text\" ><p>Decentralizovan\u00e9 finan\u010dn\u00ed slu\u017eby (DeFi) jsou v kryptoekonomice bezpochyby velmi \u017ehav\u00fdm t\u00e9matem a v uplynul\u00e9m roce byly jedn\u00edm z nejrychleji rostouc\u00edch odv\u011btv\u00ed. Exponenci\u00e1ln\u00ed r\u016fst a v\u0161eobecn\u00fd rozruch kolem DeFi p\u0159il\u00e1kal mnoho nov\u00fdch krypto-investor\u016f a krypto-v\u00fdvoj\u00e1\u0159\u016f a vzbudil z\u00e1jem tradi\u010dn\u00edch finan\u010dn\u00edch hr\u00e1\u010d\u016f. Cesta k \u0161irok\u00e9mu p\u0159ijet\u00ed je v\u0161ak je\u0161t\u011b dlouh\u00e1. Budouc\u00ed vyhl\u00eddky DeFi z\u00e1vis\u00ed na vytv\u00e1\u0159en\u00ed hodnoty pro u\u017eivatele a pln\u011bn\u00ed p\u0159\u00edslibu cenov\u011b dostupn\u00fdch a otev\u0159en\u00fdch slu\u017eeb.<\/p>\n<p>V sou\u010dasn\u00e9 dob\u011b DeFi nab\u00edz\u00ed velmi konkurenceschopn\u00e9 v\u00fdnosy ve srovn\u00e1n\u00ed s tradi\u010dn\u00edmi finan\u010dn\u00edmi trhy a dal\u0161\u00edmi mo\u017enostmi kryptografick\u00e9ho obchodov\u00e1n\u00ed. Nap\u0159\u00edklad sazby p\u016fj\u010dek jsou v\u00fdrazn\u011b vy\u0161\u0161\u00ed ne\u017e sazby spo\u0159en\u00ed, kter\u00e9 nab\u00edz\u00ed v\u011bt\u0161ina tradi\u010dn\u00edch bank. V kryptoekonomice vznikaj\u00ed p\u0159\u00edle\u017eitosti pro konkurenci d\u00edky s\u00e1zen\u00ed, kter\u00e9 u\u017eivatel\u016fm kryptom\u011bn umo\u017e\u0148uje z\u00edsk\u00e1vat pravideln\u00e9 odm\u011bny.<\/p>\n<p>Z\u00e1rove\u0148 je odv\u011btv\u00ed DeFi st\u00e1le velmi nov\u00e9 a investice do n\u011bj s sebou nese odpov\u00eddaj\u00edc\u00ed rizika. Ostr\u00e1 konkurence v odv\u011btv\u00ed DeFi m\u016f\u017ee v\u00e9st v\u00fdvoj\u00e1\u0159e k nab\u00eddce nov\u00fdch slu\u017eeb a u\u017eivatelsky p\u0159\u00edv\u011btiv\u011bj\u0161\u00edch produkt\u016f, ke sn\u00ed\u017een\u00ed transak\u010dn\u00edch poplatk\u016f (nap\u0159. prost\u0159ednictv\u00edm \u0159e\u0161en\u00ed druh\u00e9 \u00farovn\u011b) a ke zlep\u0161en\u00ed bezpe\u010dnosti.<\/p>\n<p>Je DeFi budoucnost\u00ed financ\u00ed? Mnoho kryptom\u011bnov\u00fdch nad\u0161enc\u016f je p\u0159esv\u011bd\u010deno, \u017ee decentralizovan\u00e9 finance jsou budoucnost\u00ed, ale v kone\u010dn\u00e9m d\u016fsledku to bude z\u00e1viset na p\u0159idan\u00e9 hodnot\u011b, kterou decentralizovan\u00e9 finan\u010dn\u00ed slu\u017eby vytvo\u0159\u00ed (nap\u0159. ni\u017e\u0161\u00ed n\u00e1klady, rychlej\u0161\u00ed vypo\u0159\u00e1d\u00e1n\u00ed a inovace, jako jsou rychl\u00e9 p\u016fj\u010dky), a tak\u00e9 na obecn\u00e9m p\u0159ijet\u00ed kryptografick\u00fdch \u0159e\u0161en\u00ed lidmi na cel\u00e9m sv\u011bt\u011b.<\/p>\n<\/div><\/section>\n<div  class='avia-video av-pim0ur-944ea6c407d801525124f97db94b9599 avia-video-16-9 av-no-preview-image avia-video-load-always av-lazyload-immediate av-lazyload-video-embed'  itemprop=\"video\" itemtype=\"https:\/\/schema.org\/VideoObject\"  data-original_url='https:\/\/www.youtube.com\/watch?v=Fn7l_3LEcXs'><script type='text\/html' class='av-video-tmpl'><div class='avia-iframe-wrap'><iframe title=\"What Is DeFi And How Can It Revolutionize Our Financial System? | Defined | Forbes\" width=\"1500\" height=\"844\" src=\"https:\/\/www.youtube.com\/embed\/Fn7l_3LEcXs?feature=oembed&autoplay=0&loop=0&controls=1&mute=0\" frameborder=\"0\" allow=\"accelerometer; autoplay; clipboard-write; encrypted-media; gyroscope; picture-in-picture; web-share\" allowfullscreen><\/iframe><\/div><\/script><div class='av-click-to-play-overlay'><div class=\"avia_playpause_icon\"><\/div><\/div><\/div>\n","protected":false},"excerpt":{"rendered":"","protected":false},"author":8,"featured_media":9760,"parent":15572,"menu_order":0,"comment_status":"closed","ping_status":"closed","template":"","meta":{"pgc_meta":"","inline_featured_image":false},"categories":[],"tags":[],"pgc_meta":"","_links":{"self":[{"href":"https:\/\/www.cryptotrading-bg.com\/core\/wp-json\/wp\/v2\/pages\/15027"}],"collection":[{"href":"https:\/\/www.cryptotrading-bg.com\/core\/wp-json\/wp\/v2\/pages"}],"about":[{"href":"https:\/\/www.cryptotrading-bg.com\/core\/wp-json\/wp\/v2\/types\/page"}],"author":[{"embeddable":true,"href":"https:\/\/www.cryptotrading-bg.com\/core\/wp-json\/wp\/v2\/users\/8"}],"replies":[{"embeddable":true,"href":"https:\/\/www.cryptotrading-bg.com\/core\/wp-json\/wp\/v2\/comments?post=15027"}],"version-history":[{"count":4,"href":"https:\/\/www.cryptotrading-bg.com\/core\/wp-json\/wp\/v2\/pages\/15027\/revisions"}],"predecessor-version":[{"id":15788,"href":"https:\/\/www.cryptotrading-bg.com\/core\/wp-json\/wp\/v2\/pages\/15027\/revisions\/15788"}],"up":[{"embeddable":true,"href":"https:\/\/www.cryptotrading-bg.com\/core\/wp-json\/wp\/v2\/pages\/15572"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/www.cryptotrading-bg.com\/core\/wp-json\/wp\/v2\/media\/9760"}],"wp:attachment":[{"href":"https:\/\/www.cryptotrading-bg.com\/core\/wp-json\/wp\/v2\/media?parent=15027"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/www.cryptotrading-bg.com\/core\/wp-json\/wp\/v2\/categories?post=15027"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/www.cryptotrading-bg.com\/core\/wp-json\/wp\/v2\/tags?post=15027"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}